Archive for June, 2009

Want to Earn an Online Degree? Some Cautions are Advised

The online degree programs are increasing in popularity and creditability, more and more prestigious colleges and universities offer complete online degree programs taught by the same faculty who teach in their classrooms. Many online programs offers by these prestigious colleges and universities are reputable. Hence, earning a degree online can be a good option for many students, but some “diploma mills” have hurt the integrity of such programs.

If you plan to pursue a degree online, precaution steps must be taken to avoid earning a “Fake” online degree. Some “diploma mills” have sophisticated Web sites and might seem like real universities but lack college-level work and accreditation. You should always check with the Council for Higher Education Accreditation to see if their program is accredited.

Most of “diploma mills” are focus on fast production and distribution of fake degrees. They just offer credit for life experience and if you pay your fees you get your diploma. You don’t have to worry about practical experience. If you pay a little extra, you can even graduate with honors and you can even complete a degree including Doctorate degree in 5 to 7 days.

The problem arises when this life experience is not accepted by state and federal laws and you facethe problem of looking for a suitable job. Today, most employers are smart, they will check your degree against accreditation and they aware of those online colleges which “Famous” in “diploma mills”. So, make sure you are holding a legitimate degree when applying for a job position; the best way to avoid this from happening to you is to check the online degree program against it’s accreditation before your register for it.

In general, accredited colleges and universities will receive the .edu designation in their website domain name. For example, Stanford University’s web address is Stanford.edu which authenticates that they are genuine online universities. But the best way to confirm the accreditation of an online college or university is to check with the US Department of Education.

Currently, there are six higher education regional accrediting agencies which are recognized by the U.S. Department of Education. These U.S. regional accrediting agencies are:

  • Middle States Association of Colleges and Schools, Commission on Higher Education
  • New England Association of Schools and Colleges, Commission on Institutions of Higher Education
  • North Central Association of Colleges and Schools, Commission on Institutions of Higher Education
  • Northwest Association of Schools and Colleges, Commission on Colleges
  • Southern Association of Colleges and Schools, Commission on Colleges
  • Western Association of Schools and Colleges, Accrediting Commission for Senior Colleges and Universities

There are also many other national, professional and specialized accrediting bodies that are recognized by the U.S. Department of Education. They provide accreditation, guidance and quality assurance roles for distance and online learning institutions, foreign learning institutions and training providers.

If you are planning to pursue your degree online, spend some time to check and confirm the accreditation of your selected online college or university. And make sure the organization that provides the accreditation to the college is recognized by US Department of Education. Take these precaution steps in advanced are better than regretting it later when you are holding a helpless “fake” degree.

Visit http://www.studykiosk.com/ for more information on the best listed Distance Learning Programs. Discover the ins and out of attending a “Virtual Classroom” to earn the online degree and how it can help you succeed in realizing our education goals.

Jullie Harvard
http://www.articlesbase.com/college-and-university-articles/want-to-earn-an-online-degree-some-cautions-are-advised-85587.html

The Value Of A College Education

It costs a lot to go to college or university and the increasing
costs have many wondering if there is real value to a college
education. Is the cost of tuition, the time lost to full-time
employment, and the thousands of dollars of debt worth the
investment? Those are good questions and the answers may lie in
a review of the value of a college education and rates of return
on investment to both the individual and to society.

On the financial side of the equation there is significant data
to suggest that on average and over time a college graduate will
earn a great deal more than a high school graduate. The United
States Census bureau estimates that over a lifetime a college
graduate will earn on average about $2.1 million dollars
compared to an average lifetime income of $1.2 million dollars
for a high school graduate.

Compared with the cost of attending a four year public
university of college at an average of about $10,000 per year
and even adding the cost of lost working time, it is clearly of
financial value to attend university.

But college graduates also enjoy other benefits in addition to
the possibility of increased earning power. In 1998 the
Institute for Higher Education Policy published a report that
stated that people who completed a college or university program
experienced a number of ancillary benefits. They included higher
levels of saving, increased personal/professional mobility,
improved quality of life for their offspring, better consumer
decision making, and more hobbies and leisure activities.

Another report published by the Carnegie Foundation noted some
other benefits of higher education that included the tendency
for postsecondary students to become more open-minded, more
cultured, more rational, more consistent and less authoritarian
and that these benefits are also passed along to succeeding
generations.

A college education can even improve your health and a number of
research studies have shown positive correlation between
completion of higher education and good health, not only for
oneself, but also for one’s children.

There is also benefit and value to the public from higher
education. According to the Institute for Higher Education these
benefits include increased tax revenues, greater workplace
productivity, increased consumption, increased workforce
flexibility, and decreased reliance on government financial
support.

So it appears that even after rigorous scientific review and
analysis there is still much value in a college education. But I
think we knew that all along

Jeff Slokum
http://www.articlesbase.com/careers-articles/the-value-of-a-college-education-679.html

College Is Expensive!

Let’s face the reality. College education is expensive! A lot of parents do a double take when their children are preparing and looking forward to attending a community college or a state university.

There are a lot of things which comprises the cost of college education and the tuition fee is just a part of the big picture of getting into college. Other everyday expenditure includes food, transportation, housing, pocket money, and other miscellaneous fees which when added up can create a significant portion in financing a college education.

A lot of families in this day and age, even if they belong to the upper-class society, think about applying for financial aid. College grants and scholarships are the most excellent kind of financial assistance.

Grant and scholarship programs do not entail students or the family to pay back. These could be of two kinds: (1) base on need, which is given due to the financial inability of the student and the family as a whole, and (2) base on merit, the talent of the student like in sports, is the main consideration. The students academic ability also falls under the merit-base college grant and scholarship.

Oftentimes, college grants and scholarships combine the merit and need criteria to ease out the whole financial aid process. Numerous students and their families are in the look-out for this type of financial aid. However, college grants and scholarships are limited compared with the growing number of students year after year.

Qualifying students can avail of federal and a number of state scholarship programs. Some of which are the following:

Federal or National Pell Grants this is a program funded nationwide intended to endow assistance to any qualified undergraduate learner pursuing postsecondary schooling. Grants and scholarships of this kind are given to those who have not finished a baccalaureate degree.

The worth of the grant can vary year after year and will depend largely on the financial need of the students, the expenses that will be incurred while attending the chosen university or college, and the availability of funds from the national government.

This type of grant will open opportunity for the students to avail succeeding financial aid from the national government.

Federal Supplemental Educational Opportunity Grant (FSEOG) this is a program for ongoing undergraduate students with outstanding monetary need. However, not all students can avail this type of grant. This will depend on the eligibility of the students and availability of finances of the concerned school.

Another form of financial aid that students and families can turn to is through loans. This type of financial assistance should be paid back. The financial need of the family should be considered thoroughly to avoid paying high interest rates.

It is also a must to understand all the terms of lending agencies such as the schedule of repayment and interest rates, before signing in or making a commitment.

Work study is a form of financial assistance which calls for students to do labor to sustain their college education. Work study is commonly done on campus and is the most typical form of financial aid in all universities and colleges. Usually, the students will render service to schools for ten to fifteen hours per week.

Scholarships, grants and other forms of financial aid to acquire college education is really multifaceted, confusing at times, and even exasperating. The good thing is college education is a non-refundable and non-biodegradable type of investment. It is for the future!

Daniel Millions
http://www.articlesbase.com/non-fiction-articles/college-is-expensive-99695.html

Getting Education in Non-traditional Ways to Further your Career as you Save Money for College

Education is our most precious gift to ourselves, that we need to nurture throughout our lives in order to grow. The most logical way to get formal education is college, but not everyone has the money to go that route. My opinion is, “Never say ‘never’ “. You will get the education you need, in your own time frame, it may just not happen in the traditional period of four years in a university.

So, what is a person with limited means to do? First of all, decide on a career you want to pursue, if you haven’t already. In this first example, I will use the goal of wanting to own a restaurant. How can someone just out of high school and with no money get the needed education to own his or her own restaurant? It will take time, much hard work and a lot of patience. Here are some ideas to get the budding entrepreneur heading in the right direction.

First, and most obvious, work in a restaurant. Find employment in the kind of style of cooking that interests you. You aren’t going to hire in as a chef, but as a prep cook or salad person, for example. If the company is a chain, and has a paid training program, all the better. Whenever the employer pays for further training for you, NEVER turn it down. This is free, current education handed to you on a silver platter. Don’t only attend, but give the training all the focus and drive you have. Not only will you learn, but you are setting yourself up for a routine of excellence in behavior, habits and workmanship. Learn the equipment, techniques in food preparation and whatever else you can. Watch and learn everything you can absorb. This will drive you further up the ladder of success by going beyond what is required of you and giving a little extra.

Stay with your employer as long as you are getting the education you want. Don’t get stuck forever in one place, though, if you want to grow. Giving yourself different examples of business practises and routines furthers your education and helps you to gain alternative perspectives than just staying in one place and sticking with it. If you are devoted to your work and are happy there, then stay, but successful people I have known, who truly did make it to become successful entrepreneurs were never satisfied. Their goal was for their own business and they stopped at nothing until they got it. You will have time for loyalty when you have your own place. For now, care about what you do, but think of it as a stepping stone for knowledge and experience only.

Another good employment move, no matter what profession you plan to go into, is working in a store (wholesale or retail) or working with money. Be a clerk, merchandiser, inventory assistant, whatever you can do, to see how the business is actually run. A great way to do this without being stuck in one position for one company, is to work for temporary employment agencies. Whatever the job, just do it, even if it seems like something you have no interest in. I did this while in college, taking jobs from packing ball bearings in a factory, to taking inventory at high end clothing stores, doing file clerk work and audit jobs. A little later on, I even tried accounting for a race track as a temp (and I am anything but an accountant when it comes to my skills, numbers aren’t my thing). I was a lousy accountant in the race track job, as an emergency replacement for someone with an MBA. What were they thinking to hire me for the position? Who knows, but I welcomed the challenge, came in early and stayed late. In the end, I was generating payroll checks, paying large expenses for the company and organizing books I’d never dealt with ever in life previously. Why? To get the experience of working with money more than casually. To know how to institute payroll, do accounts payable and recievable, and in general, get skills that could help me later in running a business of my own. I probably drove the poor comptroller crazy with all my questions, but they needed me and I appreciated the wealth of financial information I got in a matter of two months, and they paid me good money to do all of this.

Another neccessity for being in business nowadays is to be computer literate (having basic computer skills). Computer knowledge and equipment is always evolving, so it’s a good idea to jump into the world of computers, and stick with it. Buy yourself a basic computer or go to the library (usually regional libraries will have a good amount of computers for public use) and use one there. Have the librarian show you the basics for going online. If they offer a free or low-cost course on beginning computer use, take it. Let yourself get frustrated, annoyed and overwhelmed, then cool off and keep learning. Build on the knowledge. Do it at your own pace. Don’t be afraid. It’s all about trial and error. No big deal, the payoff is lifelong, usable knowledge that will help you and your business.

One of the best places to get free computer education is temp agencies. One agency I used would train their temporary employees on many different computer programs, if you cared to come in and learn on your own time. Do it, do it, do it. I did, and I know many programs such as Excel, Word, and others that I use to this day, thanks to them. Start with one program, and build on your knowledge slowly, at your own pace. Each program you know how to use in a competent manner, is another positive addition to your resume, too. It pays to thoroughly learn computer programs of different kinds, then keep up with your knowledge of them so you go with the flow when there are updates or new additions to the programs.

As for college, it is something that is very useful and when you are ready, start with a course or two at night. Money spent on college is never wasted. Being a full time student is time consuming so if you are working full-time elsewhere, it is to your advantage to start out slowly and work up to a rigorous schedule. Too much, too soon is overwhelming so begin with courses that will interest you. All colleges and universities have counselors to help you meet your needs, financially and professionally. Use them, they are valueable resources. If you live far from campus, and have a computer, take online courses. I’ve done this to supplement my previous (art) college education through the years, and have really enjoyed online education. I use it to further my computer and business knowledge. No driving to classes, I didn’t have to buy books (the place I go includes the learning materials online, within the course fees). Very good for those who have little time and don’t want to go out after work, like me. Make sure to enroll in an accredited, reputable institution. This way you know your credits will transfer correctly if you decide to go to a different college later.

Armed with life experience, a computer and courses (both in or out of college) to help build your career, you will grow and build your career. Take seminars, and non-credit courses whenever possible, too. Whenever there is a subject is offered that can be of use to you, go for it. Hard work and discipline will pay off in the end if you are persistent. I know a brilliant man who never graduated high school, who loved fish. He got fired or quit from a hundred jobs for not conforming to their ways, but he learned from every job he had and read every book he could find on subjects to better his business. He kept all his aquariums in his basement and never gave up in his quest to become a wholesaler. In time, he bought a warehouse, then added onto it. Then, took his business international, gave seminars himself and made it big. He became a very successful, multi-millionaire in the pet industry until he retired. This man made it by never giving up, being his own person (not what others wanted him to be), by keeping a positive attitude and doing things his way. He was my mentor, and one of my biggest inspirations for growing my business, which is now thriving. Don’t settle. Keep evolving and growing, then you can also have the business you want. Never give up and make it happen.

Carolyn McFann
http://www.articlesbase.com/education-articles/getting-education-in-nontraditional-ways-to-further-your-career-as-you-save-money-for-college-126062.html

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