Comments for Easy College

Comment on Would it be worthwhile for a college/university to freeze tuition rates for 1 year? by spalmer

spalmer — Wed, 08 Feb 2012 14:35:05 +0000

Many colleges do offer tuition freezes. At my school, you continue to pay the same tuition rates throughout all four years, provided that you do not take any “breaks” from school. Basically, they freeze your rate as a freshman (which is nice). There are some states that offers college savings plans that “freeze” the current rate for your child (when you start the plan), provided that your child attends one of the public, in-state schools. I think this is an amazing opportunity for parents who want to start a college fund for their young children because tuition will probably be another $10,000/year by the time their young one begins college. I think that some people are looking at the cost of school, and they’re choosing to go to a less-expensive school (rather than their dream school). There are still plenty of affordable colleges out there. In my state, the average cost of a public 4-year university (in-state of course) is $5,000/year (without room and board) and $9,000/year (on-campus, room and board). You can earn an Associates degree at the local community college in my area for $2,800 (which is 2 years of schooling). You just have to weigh the costs of the schools and choose one that you can afford.

Comment on Looking for suggestions on the best Online College? by Tom J

Tom J — Tue, 17 Jan 2012 10:42:44 +0000

It is difficult to say what online college is the best just as it is difficult to say what campus based college is the best. There are simply too many factors that need to be considered. What is more inportant is finding the best college for you.
My recommendation would be to contact a number of colleges that offer the degree program you are looking for to weigh the pro’s and con’s (tuition, schedule, career opportunities, etc.) so you have all the info before you decide anything.

This site has some good information on regionally accredited online associate degree programs in business administration and colleges that offer them:
http://www.ecollegefinder.org/online-business-administration-associates-degree.aspx
Good Luck!

Comment on Looking for suggestions on the best Online College? by Robert H

Robert H — Tue, 17 Jan 2012 10:21:42 +0000

I would like to suggest you to go for Masters at CalUniversity, which offers distance learning programs, admission’s counselors will make your education experience smoother and easier than you ever thought possible. You can take up any of the new courses among several Masters and Doctorate programs available.

Comment on Looking for suggestions on the best Online College? by Lourdes

Lourdes — Tue, 17 Jan 2012 09:35:28 +0000

Ashworth College is great school.

They are fully accredited.

The only thing is transferring credits it might take a little bit longer if you choose to transfer to another school but their credits do transfer.

http://ope.ed.gov/accreditation/
http://www.chea.org/heta/default.asp

Comment on Looking for suggestions on the best Online College? by Jack

Jack — Tue, 17 Jan 2012 09:27:55 +0000

The best online college is a regular college that offers online classes. The best bang for the buck going to be your state public schools. Start looking were you already have credits and see what online classes they have to let you complete

Comment on What is a good online college/university for a degree in Finance? by Harmon Cooper

Harmon Cooper — Fri, 13 Jan 2012 15:49:59 +0000

I will advice you to visit some educational forums dedicated to online education. You will find which colleges to prefer and which ones to avoid and the reasons behind it. You can read reviews/discussion by various users which will help you to choose the best college for you.

Comment on What is a good online college/university for a degree in Finance? by johnnyfundae

johnnyfundae — Fri, 13 Jan 2012 15:18:30 +0000

My best recommendation would be to contact a number of colleges to find the best fit for you and your needs (tuition, schedule, career opportunities, etc.). Too often people enroll in the first school they find rather than taking the time to find the best school for them. Taking that time now could save you a lot of time, money and frustration if you choose the wrong school.
This site has some good info on regionally accredited online degrees in finance and some colleges that offer them to help expand your search:
http://www.ecollegefinder.org
I think you can enter your info on there for any colleges you are interested in and they will send you more info for free. Good Luck!

Comment on Best way to save to pay for college tuition? by Ruby

Ruby — Thu, 12 Jan 2012 00:25:25 +0000

If it is more than 10 years away, buy government bonds.

We started buying bonds for our daughter when she was very young. She got loans throughout college, and those loans do not start gaining interest until graduation.

Series EE bonds double in value at full maturity. We bought a $100 for $50 every other month. When she graduated, she cashed all the bonds and had more than enough to pay all her college loans off- everything.

Any money kept in the student’s or parents account lessens the amount of government aid the student will get. It is reported in the FASFA and other forms. Buying the bonds takes the money out of the bank so it is not reported, and puts it all back in your hands… doubled… when it is time to use it.

I believe EE bonds take 14 years to reach full maturity. Consider that they will gain interest the 4 years she is in college too.

It was so simple and worked so well for us. I don’t know why more people don’t do this.

Comment on Best way to save to pay for college tuition? by Pari

Pari — Thu, 12 Jan 2012 00:06:01 +0000

stop eating so much…you will save a great deal if you lose weight and eat less…much less..that food money you are wasting on yourself should go into the childrens savings..

Comment on Best way to save to pay for college tuition? by Judy

Judy — Wed, 11 Jan 2012 23:19:38 +0000

Google FAFSA application and EFC calculator
You will see a couple of things.
One of them being that if your parents have little in savings – you could get a free ride from the government in grants.
There are seminars that charge you thousands on how to do this.
The tricks are:
Get your parents to pay off their mortgage, their cars, and any debt they have.
Also tell them to put away the max in 401K plans, and IRA accounts.
This will clear their savings, which is the only thing you have to report on the FAFSA.
This needs to be done a year before you go to college, so their tax return will show little income from taxable accounts.

When you go to college, you’ll apply for the FAFSA and get tons of need – based grants along with low interest loans.
This seems unethical – and it is.
But it will maximize grants by the government.
Plus, your parents will have no mortgage, and they later can pay off your student loans.
Consider this option.
Saving money in 529′s plans will directly reduce the amount of aid you will qualify for.
Check the EFC calculator – you’ll see what I mean.
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